Check a ZIP

Based on FEMA public data, CORTLAND, NY is

MILDLY FUCKED

Cortland, NY gets a calibrated report score of 38 out of 100. It starts with FEMA's 51/100 overall signal, then checks whether risk is concentrated or broad. Loudest hazards: flooding, extreme heat, wildfire & smoke.

38/100

Calibrated report score

FEMA overall: 51/100 (Relatively Low)

Top reasons

  • Flooding
  • Extreme heat
  • Wildfire & smoke

Disaster receipts

19 federal disaster declarations

FEMA declaration history for Cortland, NY, 1975-2024. County-level receipt, not a house-level prophecy.

Top chaos flavors

Severe Storm5Flood4Hurricane3Biological2

Most recent

  • 2024 FloodSEVERE STORM, TORNADOES, AND FLOODING
  • 2021 HurricaneREMNANTS OF TROPICAL STORM FRED
  • 2020 BiologicalCOVID-19 PANDEMIC

Receipt note

County-specific federal disaster declarations only. Statewide declarations are not smeared across every county.

OpenFEMA Disaster Declarations Summaries

What the data says

The FEMA flood score is 72/100 here, which means county-level risk is not subtle.

Receipt

FEMA National Risk Index (county-level; ZIP matched through Census ZCTA/county relationship)

What to verify

Review FEMA flood zones, local mitigation projects, past claims, and whether roads flood before houses do.

Near your ZIP

PULLING EPA RECEIPTS

Checking the 2024 TRI facility index around ZIP 13803.

FAQ / before you panic

Questions you should probably ask.

Yes. The voice is sarcastic, but the goal is serious: turn public climate, air quality, hazard, and pollution datasets into a readable local risk profile. The joke is the packaging. The data is the point.