Check a ZIP

Based on FEMA public data, CLAY, FL is

PRETTY FUCKED

Clay, FL gets a calibrated report score of 82 out of 100. It starts with FEMA's 81/100 overall signal, then checks whether risk is concentrated or broad. Loudest hazards: flooding, extreme heat, wildfire & smoke.

82/100

Calibrated report score

FEMA overall: 81/100 (Relatively Moderate)

Top reasons

  • Flooding
  • Extreme heat
  • Wildfire & smoke

Disaster receipts

39 federal disaster declarations

FEMA declaration history for Clay, FL, 1992-2026. County-level receipt, not a house-level prophecy.

Top chaos flavors

Hurricane18Severe Storm8Fire6Tropical Storm4

Most recent

  • 2026 FireRAILROAD COMPLEX FIRE
  • 2024 HurricaneHURRICANE MILTON
  • 2024 HurricaneHURRICANE MILTON

Receipt note

County-specific federal disaster declarations only. Statewide declarations are not smeared across every county.

OpenFEMA Disaster Declarations Summaries

What the data says

FEMA scores this county 86/100 for flooding risk. That is one of the loudest warnings in the report.

Receipt

FEMA National Risk Index (county-level; ZIP matched through Census ZCTA/county relationship)

What to verify

Check FEMA flood zones, insurance requirements, elevation, drainage, local mitigation plans, and past flood claims.

Near your ZIP

PULLING EPA RECEIPTS

Checking the 2024 TRI facility index around ZIP 32073.

FAQ / before you panic

Questions you should probably ask.

Yes. The voice is sarcastic, but the goal is serious: turn public climate, air quality, hazard, and pollution datasets into a readable local risk profile. The joke is the packaging. The data is the point.