Check a ZIP

Based on FEMA public data, MORGAN, IN is

MODERATELY FUCKED

Morgan, IN gets a calibrated report score of 62 out of 100. It starts with FEMA's 64/100 overall signal, then checks whether risk is concentrated or broad. Loudest hazards: flooding, extreme heat, drought.

62/100

Calibrated report score

FEMA overall: 64/100 (Relatively Low)

Top reasons

  • Flooding
  • Extreme heat
  • Drought

Disaster receipts

18 federal disaster declarations

FEMA declaration history for Morgan, IN, 1991-2026. County-level receipt, not a house-level prophecy.

Top chaos flavors

Severe Storm9Flood3Biological2Snowstorm2

Most recent

  • 2026 Winter StormSEVERE WINTER STORM
  • 2025 FloodSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
  • 2023 Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES

Receipt note

County-specific federal disaster declarations only. Statewide declarations are not smeared across every county.

OpenFEMA Disaster Declarations Summaries

What the data says

flooding is at 71/100 in FEMA's county-level data. That is a serious flood signal, even before parcel maps.

Receipt

FEMA National Risk Index (county-level; ZIP matched through Census ZCTA/county relationship)

What to verify

Check parcel-level flood maps, insurance requirements, drainage, stormwater history, and elevation.

Near your ZIP

PULLING EPA RECEIPTS

Checking the 2024 TRI facility index around ZIP 46111.

FAQ / before you panic

Questions you should probably ask.

Yes. The voice is sarcastic, but the goal is serious: turn public climate, air quality, hazard, and pollution datasets into a readable local risk profile. The joke is the packaging. The data is the point.