Check a ZIP

Based on FEMA public data, STEARNS, MN is

PRETTY FUCKED

Stearns, MN gets a calibrated report score of 83 out of 100. It starts with FEMA's 88/100 overall signal, then checks whether risk is concentrated or broad. Loudest hazards: flooding, wildfire & smoke, extreme heat.

83/100

Calibrated report score

FEMA overall: 88/100 (Relatively Moderate)

Top reasons

  • Flooding
  • Wildfire & smoke
  • Extreme heat

Disaster receipts

13 federal disaster declarations

FEMA declaration history for Stearns, MN, 1965-2022. County-level receipt, not a house-level prophecy.

Top chaos flavors

Flood5Severe Storm4Biological2Drought1

Most recent

  • 2022 Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
  • 2020 BiologicalCOVID-19 PANDEMIC
  • 2020 BiologicalCOVID-19

Receipt note

County-specific federal disaster declarations only. Statewide declarations are not smeared across every county.

OpenFEMA Disaster Declarations Summaries

What the data says

flooding lands at 91/100 in FEMA's county-level model, which is a very serious flood signal.

Receipt

FEMA National Risk Index (county-level; ZIP matched through Census ZCTA/county relationship)

What to verify

Look at flood insurance, repetitive-loss areas, drainage upgrades, and whether the property sits lower than common sense.

Near your ZIP

PULLING EPA RECEIPTS

Checking the 2024 TRI facility index around ZIP 56340.

FAQ / before you panic

Questions you should probably ask.

Yes. The voice is sarcastic, but the goal is serious: turn public climate, air quality, hazard, and pollution datasets into a readable local risk profile. The joke is the packaging. The data is the point.