Check a ZIP

Based on FEMA public data, ST. CHARLES, MO is

PRETTY FUCKED

St. Charles, MO gets a calibrated report score of 84 out of 100. It starts with FEMA's 93/100 overall signal, then checks whether risk is concentrated or broad. Loudest hazards: extreme heat, flooding, wildfire & smoke.

84/100

Calibrated report score

FEMA overall: 93/100 (Relatively Moderate)

Top reasons

  • Extreme heat
  • Flooding
  • Wildfire & smoke

Disaster receipts

28 federal disaster declarations

FEMA declaration history for St. Charles, MO, 1965-2022. County-level receipt, not a house-level prophecy.

Top chaos flavors

Severe Storm11Flood9Severe Ice Storm3Biological2

Most recent

  • 2022 FloodSEVERE STORMS AND FLOODING
  • 2020 BiologicalCOVID-19 PANDEMIC
  • 2020 BiologicalCOVID-19

Receipt note

County-specific federal disaster declarations only. Statewide declarations are not smeared across every county.

OpenFEMA Disaster Declarations Summaries

What the data says

extreme heat lands at 96/100 in FEMA's county-level model. Translation: heat is not politely waiting outside.

Receipt

FEMA National Risk Index (county-level; ZIP matched through Census ZCTA/county relationship)

What to verify

Check emergency cooling access, power reliability, tree canopy, renter protections, and high-heat health guidance.

Near your ZIP

PULLING EPA RECEIPTS

Checking the 2024 TRI facility index around ZIP 63332.

FAQ / before you panic

Questions you should probably ask.

Yes. The voice is sarcastic, but the goal is serious: turn public climate, air quality, hazard, and pollution datasets into a readable local risk profile. The joke is the packaging. The data is the point.