Check a ZIP

Based on FEMA public data, PAYNE, OK is

PRETTY FUCKED

Payne, OK gets a calibrated report score of 83 out of 100. It starts with FEMA's 84/100 overall signal, then checks whether risk is concentrated or broad. Loudest hazards: wildfire & smoke, extreme heat, drought.

83/100

Calibrated report score

FEMA overall: 84/100 (Relatively Moderate)

Top reasons

  • Wildfire & smoke
  • Extreme heat
  • Drought

Disaster receipts

39 federal disaster declarations

FEMA declaration history for Payne, OK, 1974-2025. County-level receipt, not a house-level prophecy.

Top chaos flavors

Fire11Severe Storm10Severe Ice Storm9Flood4

Most recent

  • 2025 FireWILDFIRES AND STRAIGHT-LINE WINDS
  • 2025 FireUNDERWOOD FIRE
  • 2025 FireSTILLWATER FIRE

Receipt note

County-specific federal disaster declarations only. Statewide declarations are not smeared across every county.

OpenFEMA Disaster Declarations Summaries

What the data says

FEMA scores this county 90/100 for wildfire & smoke risk. That is a top-tier warning in this report.

Receipt

FEMA National Risk Index (county-level; ZIP matched through Census ZCTA/county relationship)

What to verify

Review defensible-space rules, emergency alerts, evacuation routes, and backup indoor air plans.

Near your ZIP

PULLING EPA RECEIPTS

Checking the 2024 TRI facility index around ZIP 74075.

FAQ / before you panic

Questions you should probably ask.

Yes. The voice is sarcastic, but the goal is serious: turn public climate, air quality, hazard, and pollution datasets into a readable local risk profile. The joke is the packaging. The data is the point.